Perched high above the banks of the Fox River, this beautifully restored century-old home offers a rare combination of historic character, thoughtful craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while carefully preserving the charm that makes it so special. The renovation included updated electrical and plumbing, increased ceiling heights, two completely remodeled bathrooms, a new kitchen, and extensive updates throughout. Additional improvements include air conditioning installed in 2020, cedar siding painted in 2021, and a new roof in 2023. Step inside through the covered front porch, where oversized windows fill the space with afternoon sunlight. The open living and dining areas are warm and inviting, anchored by a wood burning stove that adds to the home’s character. The kitchen blends rustic craftsmanship with modern finishes, featuring cabinet fronts made from approximately 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Craftsman-style Red Oak staircase with built-in bookshelves leads upstairs, where the home’s character continues. The primary bedroom features vaulted ceilings, exposed beams with a walk in closet and a beautifully finished full bathroom. The bath includes a handmade live-edge Black Walnut vanity top along with reclaimed barn wood cabinetry. A second bedroom provides additional space for guests, family, or a home office. Outside is where the lifestyle really takes over. A six-foot privacy fence, brick paver patio, pergola, and terraced landscaping create multiple spaces to relax and entertain. Follow the nearly 250-foot-deep property toward the Fox River and you’ll find one of the home’s true highlights: a four-season river room and party deck overlooking the water. Spend summer evenings around the fire, launch a kayak, cast a fishing line, entertain friends by the river, or simply sit back and enjoy the view. With the Fox River and nearby trail system just outside your backyard, this is the kind of home that can make every weekend feel like a getaway. Whether you’re looking for a full-time residence or your own waterfront retreat, this is a truly unique opportunity to own a home where more than a century of character meets modern living on the Fox River.
Property Details
Price:
$350,000
MLS #:
MRD12775356
Status:
Active Under Contract
Beds:
2
Baths:
2
Type:
Single Family
Neighborhood:
montgomery
Listed Date:
Oct 2, 2026
Finished Sq Ft:
1,224
Year Built:
1910
See this Listing
Schools
School District:
129
Elementary School:
Nicholson Elementary School
Middle School:
Washington Middle School
High School:
West Aurora High School
Interior
Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Gas Oven
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Fireplaces Total
1
Heating
Natural Gas, Steam, Radiator(s), Zoned
Exterior
Community Features
Water Rights, Curbs, Sidewalks, Street Lights, Street Paved
Construction Materials
Cedar
Fencing
Fenced, Wood
Garage Spaces
1
Lot Features
Water Rights, Wooded, Mature Trees, Backs to Public GRND, Backs to Open Grnd, Adjoins Government Land, Views, Sloped
Parking Features
Asphalt, Brick Driveway, Side Driveway, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Parking Spots
1
Parking Total
1
Roof
Asphalt
View
Water
Waterfront Features
River Front, Waterfront
Financial
HOA Fee Frequency
Not Applicable
HOA Includes
None
Tax Year
2025
Taxes
$5,265
Map
Community
- Address127 S River Street Montgomery IL
- CityMontgomery
- CountyKane
- Zip Code60538
Market Summary
Current real estate data for Single Family in Montgomery as of Oct 08, 2026
80
Single Family Listed
37
Avg DOM
213
Avg $ / SqFt
$405,982
Avg List Price
Property Summary
- 127 S River Street Montgomery IL is a Single Family for sale in Montgomery, IL, 60538. It is listed for $350,000 and features 2 beds, 2 baths, and has approximately 1,224 square feet of living space, and was originally constructed in 1910. The current price per square foot is $286. The average price per square foot for Single Family listings in Montgomery is $213. The average listing price for Single Family in Montgomery is $405,982.
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Copyright 2026. All rights reserved.
127 S River Street
Montgomery, IL


