STUNNING WATERFRONT HOME IN PRESCOTT MILL! Perched directly on the water, this stunning 2,844 sq ft Prescott Mill beauty offers unobstructed, direct pond views right from your own backyard and the sunrises here are nothing short of spectacular! FRESHLY painted and move-in ready, this spacious 5 bedroom, 3.5 bath, 3 car garage home features a main floor home office, finished basement, and two laundry rooms! MAIN LEVEL: Inside, the layout offers a comfortable flow with real hardwood flooring, a separate living room and dining room, along with a spacious kitchen and family room. The kitchen features 42″ cabinetry, a pantry and recently upgraded quartz countertops, statement waterfall model island, tile backsplash, stainless steel sink/faucet/disposal, a reverse osmosis filter, and dishwasher featuring all-steel interior and 3rd rack. The main level also includes a perfect office/den! UPSTAIRS: Wake up and find yourself looking out over the water as the sun rises from the massive primary suite features a vaulted ceiling, huge walk-in closet, plus an additional closet utilized as a convenient 2nd floor laundry room! The master bathroom includes dual vanities, a soaking tub, and a separate shower. Also a full bath and three additional comfortable sized bedrooms provide plenty of space and closets. BASEMENT: The fully finished basement provides even more living space with a fifth bedroom, full bathroom, recreation area with sink and cabinets, and featuring a raised stage for the theater area with HDMI wiring for theater sound. There are also dedicated storage rooms. This home also offers a tankless water heater, whole-house humidifier, Ecobee smart thermostat, water softener and battery-backup sump pump. RECENT UPDATES: Just Freshly Painted Throughout (Sep 2026) | New Attic Insulation (2025) | New Furnace, AC & Ecobee Thermostat (Sept 2022) | Roof (Oct 2019) | Kitchen Upgrades (2024) | New Dryer (2023) | | Whole-House Humidifier | 240V EV Charger Outlet in Garage | MyQ Smart Garage Opener | Solar Floodlight | Basement HDMI Theater Sound Wiring. LOCATION & LIFESTYLE: Located in the sought-after Prescott Mill subdivision, residents enjoy access to a wonderful neighborhood park and playground, walking paths, and nearby schools. Best of all, you are just 10 minutes from shopping and dining along Route 59 (95th St.) and Route 34, combining peaceful waterfront living with ultimate daily convenience. This is the one you’ve been waiting for!
Property Details
Price:
$555,000
MLS #:
MRD12750494
Status:
Active
Beds:
4
Baths:
4
Type:
Single Family
Subdivision:
Prescott Mill
Neighborhood:
oswego
Listed Date:
Sep 24, 2026
Finished Sq Ft:
2,844
Year Built:
2008
See this Listing
Schools
School District:
308
Elementary School:
Southbury Elementary School
Middle School:
Murphy Junior High School
High School:
Oswego East High School
Interior
Appliances
Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Fireplaces Total
1
Flooring
Hardwood
Heating
Natural Gas
Interior Features
Vaulted Ceiling(s), Cathedral Ceiling(s), Walk-In Closet(s), Separate Dining Room, Pantry, Quartz Counters
Laundry Features
Main Level, Upper Level, Gas Dryer Hookup, Laundry Closet, Multiple Locations, Sink
Exterior
Community Features
Park, Lake, Curbs, Sidewalks
Construction Materials
Vinyl Siding, Brick
Garage Spaces
3
Green Energy Efficient
Water Heater
Parking Features
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Parking Spots
3
Parking Total
3
Patio And Porch Features
Patio
Waterfront Features
Pond
Financial
HOA Fee
$118
HOA Fee Frequency
Quarterly
HOA Includes
None
Tax Year
2025
Taxes
$12,893
Map
Community
- Address196 Chapin Way Oswego IL
- SubdivisionPrescott Mill
- CityOswego
- CountyKendall
- Zip Code60543
Market Summary
Current real estate data for Single Family in Oswego as of Oct 09, 2026
253
Single Family Listed
57
Avg DOM
225
Avg $ / SqFt
$517,955
Avg List Price
Property Summary
- Located in the Prescott Mill subdivision, 196 Chapin Way Oswego IL is a Single Family for sale in Oswego, IL, 60543. It is listed for $555,000 and features 4 beds, 4 baths, and has approximately 2,844 square feet of living space, and was originally constructed in 2008. The current price per square foot is $195. The average price per square foot for Single Family listings in Oswego is $225. The average listing price for Single Family in Oswego is $517,955.
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Copyright 2026. All rights reserved.
196 Chapin Way
Oswego, IL


